Insight News

Tuesday
Sep 30th

Business

Program help homeowners at risk of foreclosure

Homeowners who are at risk of foreclosure in Minnesota can now get help from The Emergency Homeowners’ Loan Program (EHLP), launched by The U.S. Department of Housing and Urban Development (HUD) in conjunction with NeighborWorks® America.

The program will assist homeowners who have experienced a reduction in income and are at risk of foreclosure due to involuntary unemployment, underemployment, due to economic conditions or a medical condition.  HUD allocated $55,848,137 to fund this emergency loan program in Minnesota.
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Why I hired you

Why I hired youHiring lately has been happening everywhere and at a fast pace.  Manufacturers are taking orders and hiring production, operations and engineering people; retail and service businesses are hiring, too.  The employment agency where I spend my time sees new jobs every day.  Good times. 

If you want to know why you got a new position and the guy next to you did not, here’s the answer:  I wanted to hire you.

I wanted to hire you because you called me and asked about the job.  You followed my instructions about applying online, and you followed up with a very brief message to let me know you were ready for next steps.
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Let me get back to you on that

Let me get back to you on thatAbbe’s co-worker is so laid-back.  “He waits on everything,” she says.  “He doesn’t return calls or respond to emails.  He loses orders all the time.  I wish he’d show some interest in his job!”  The guy Abbe works with probably doesn’t lack interest.  What he lacks is urgency.  Urgency: the instinct to move rapidly to impact an outcome.  Urgency can’t be taught.  Or can it?

First a person needs to know what urgency is.  The same guy who is slow to respond to customers likely would recognize urgency in other settings.  Imagine walking into a sandwich shop, placing an order and hearing, “Oh, let me get back to you on that.”  Instead, a good server moves rapidly to make the sandwich happen, because they know what’s on the line: customer satisfaction, money, their job.
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Wise Investments: Financial Realities Face Black Boomers

Is retirement a boom or bust proposition for African American baby boomers?
As the 78 million boomers -- over 9 million of them Black -- continue to make a gradual, but highly visible exit from the workforce, data show that pre-retirement factors, such as income and planning, are key determinants of how well off they will remain financially in their later years.

Boomer and retiree Gilda Austin of Las Vegas, Nev., launched her retirement savings plan the day she began her education career by taking advantage of the pension plan made available to her by the Clark County Unified School District.
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Ten ways to feel good at work this summer

Ten ways to feel good at work this summer“I should call in sick,” you say.  It’s a spectacular summer day, one of the few we’ll see before the snow flies again.  You go outside over lunch and find returning indoors is heartbreaking.  But work is a good thing; getting paid is good.  Read on for ten ways to make the most of your summer days even if they’re all spent working.

1.    Mentor someone.  Research shows that helping releases feel-good hormones, and it’s easy to start.  Becoming a mentor can be a formal process through an organization.  Or it can be casual.  Aim to be the go-to person at work.  When you become an expert in an area, you are regarded as a resource.  Your rewards are the knowledge you gain plus all those feel-good warm fuzzies.
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High expectations yield huge victory for St. Paul students

High expectations yield huge victory for St. Paul students High School for Recording Arts wins regional Junior Achievement competition first time out of the gate.

When Kurtis Greenwood, a 17-year-old student, joined Junior Achievement (JA) at High School for Recording Arts (HSRA) in September, he was unsure if he and his peers were up to the task of starting a business.  Having never worked in a business before, Greenwood had no idea how his first time out of the entrepreneurial gate would turn out. 

“I thought it was going to be very hard to do a start-up business,” said Greenwood.  “I wasn’t sure what to expect.” 
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A New Decision

A New DecisionNegotiations rule number one is, “Never change your mind, and never ask anyone else to change his mind.”  The only way to reach an agreement with an opponent is to make a new decision based on new information.  If you are choosing not to agree to my terms, it might be that we need to explore different data.  This approach works well in tough business conversations.  However, this article is not about business.  This one is about something entirely different: life.
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