Some tax preparers offer Refund Anticipation Loans (R.A.L.’s) to allow people to receive their tax refunds immediately. However, the Better Business Bureau of Minnesota and North Dakota (BBB) is reminding people that R.A.L.’s are not an actual refund from the IRS, but rather a short-term loan from the company. According to the Consumer Federation of America, the interest rate and administration fees on R.A.L.’s can translate to an annual percentage rate of 149 percent for a 10-day term.
Being that I’m not a football fan, it stands to reason that the Super Bowl isn’t normally high on my priority list. But I felt I had a vested interest in tracking the results of Super Bowl XLVI this year for a few reasons. First of all, I’m from Fort Wayne, Indiana (don’t hate) and since the big game was being held in Indianapolis this year I wanted to be sure my state delivered a quality product of which I could be proud. Secondly, I was interested in seeing if this year’s Super Bowl XLVI could deliver more viewers than last’s record setting game (including African-American viewers). And lastly, I love creativity and wanted to see how much was apparent in the commercials that usually debut during the game. So of course I did not actually watch the game. But hey, I work for a research company, so I know exactly what happened!
Last week’s job fair was packed. Hundreds of ambitious, well-dressed, earnest people of all ages and abilities met with a few dozen employers for extreme speed dating, the Hire Me version. Competition for jobs is tough, but the people at this job fair were up to the task.
Minnesota Free Market Institute at Center of the American Experiment last week released a new study proposing Minnesota residents would have a higher income and standard of living if the state had a Right-to-Work provision that allowed workers the freedom to join, or not to join, a labor union.
Minnesota legislators are considering such a provision as a proposed amendment to the state constitution that would be placed on this November's general election ballot.