In most cases, individuals are not hurt by giving to others. My co-author, Noriko Chapman, emailed me last week about royalties on our book, Second Chance, and how the funds would go to charity. While I looked at this book as an opportunity to provide assistance for nonprofit organizations, it was her idea to leverage our written work over the long-term. Noriko, who is an automobile production manager, selected the Tennessee Rehabilitation Center in Maryville as part of her MBA project. We pledged 30 percent of the book proceeds to this organization. Noriko's giving attitude helped the Center's financial needs. With the current economic crisis and the holiday season before us, citizens should use personal philanthropy as an option to improve society.