Today's tough economy has been doubly hard on non-profit organizations that rely on charitable contributions. Many people feeling the pinch have had to cut back on their donations; and because so many are out of work, charities that assist low-income families are being swamped just when their funding has been reduced.
If you're able to make charitable donations, whether cash, material goods or volunteering your time, make sure the organizations deserve your support.
Here are a few ideas that might help:
Make sure the non-profit organization is well-run. Ideally it applies at least 75 percent of contributions to programs that serve beneficiaries, as opposed to salaries, advertising, fund-raising and other administrative expenses.