Insight News

Monday
Sep 01st

Business

Slash your phone bills


Sometimes I miss the days before cell phones, email and voicemail. Sure, they've simplified our lives in many ways – remember how frustrating it was trying to reach people before answering machines? On the downside, though, not only do we often feel compelled to be accessible 24-7, but it's expensive. After factoring in Internet service and cable or satellite TV, you might be paying thousands of dollars a year to keep your family wired and wireless.
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Anger management: Keep your job by keeping control

Anger management: Keep your job by keeping controlThe minute his fist went through the wall, Jeff was sorry. He knew it would cost him his job, but he just couldn’t stop himself. Or could he? Everyone gets irritated at work sometimes, but people who shout, slam doors, punch walls or threaten co-workers are out of control. Nobody wants to work with a madman (or madwoman, either).

If Jeff went online or picked up a couple of books to learn how to manage his temper, he would learn he is supposed to take a deep breath, count to ten, or just walk away. Yeah, right. The last time Jeff lost it at work, it felt to him like a balloon that suddenly popped. He didn’t plan ahead to punch a hole in the wall; it just happened. No way was he going to start deep breathing or counting to ten. Rage is more complicated than that. Trouble is if Jeff wants to keep picking up a paycheck, he has to figure out how to keep the balloon from bursting; he has to keep his anger under control.
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Major motivators: Achievement, learning, inspiration and, yes, money

Major motivators:  Achievement, learning, inspiration and, yes, moneyAfter releasing their Career Motivation Test and collecting data from over 6,000 test-takers from every walk of life, Psychtests AIM Inc. uncovered just how unique people are when it comes to naming what motivates them at work.  Their analysis determined that the top three work motivators were Achievement, Learning, and Inspiration.  So employers, you no longer need to pay decent wages to your employees, right?  Wrong.  Money still talks, even when other incentives are in place.

Psychtests defines the Achievement motivator as, “a sense of satisfaction at reaching goals or rising up to meet challenges at work.”  My friend in accounting has an opportunity to travel to India for the month of October.  “We want you to run the project,” he was told.  I thought that sounded like an honor.  He scoffed and said, “They’re not giving me any extra money.”  He will travel around the world, away from family, friends and familiar food, succeed on the project and in exchange?  He will be satisfied when he completes the project, but without a financial piece, he feels slighted.
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ADC receives CDFI funding to fuel economy!

The African Development Center (ADC) is among the 180 organizations serving struggling communities that will receive CDFI funding for 2010. ADC will receive a $750,000 financial assistance award to increase lending within the organization’s niche market. The funds will fuel entrepreneurial activity and promote community economic development throughout the state of Minnesota.

“ADC has been named the top small business lender in this City for the last three years. This CDFI designation brings national recognition to this Minneapolis business engine. The City, the Mayor and Council, are honored to stand with ADC as a partner,” said Mike Christenson, director, Community Planning and Economic Development for the Minneapolis.
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New debt relief program seeks to assist 100,000 women with financial problems

The program specifically targets women, but has now open its doors to assist men too.

Debt Help For Women is a national program that offers an exclusive service to help women reduce or eliminate their credit card debt. Their goal is to help 100,000 women alleviate their financial problems.

To qualify, interested ones must be between the ages of 25-65, and must have more than $10,000 in debt accumulated from major credit cards. Debt from mortgage loans or auto loans is not accepted. Another qualification is that interested ones must live in one of the following states: Alaska, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, Tennessee, Texas, Utah, Virginia, Wisconsin, and Wyoming.
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Advocates restore Flamingo Restaurant

Advocates restore Flamingo RestaurantFlamingo Restaurant, an eatery that serves traditional East African fare, specifically Ethiopian, Eritrean, and Somali, in St. Paul’s Midway, recently underwent new ownership.

The restaurant, which originally opened in 2006, is now under the guidance of East African women’s activist and community leaders, Shegitu Kebede and Frewoini Haile.

“Fre and I are very excited about entering the restaurant business,” said Kebede. “It’s truly our passion...we love serving people. We also need to become self-sufficient so that we can make a difference in our lives as well as the lives of others, especially East African women. Running a successful business can get us to this goal.”
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Making change: Fall is a good time to find a new you

Making change:  Fall is a good time to find a new youBack to school. This is when shorts turn into jeans, sweatshirts turn into ski jackets and thoughts turn to making the life changes we’ve been putting off all summer. Making significant, real change is never easy, but the payoff can be incredible and well worth the effort.

Start making change now by committing to the change you’ve been kicking around. Create a reminder and put it where you will see it often throughout the day. A word, picture or symbol is enough to keep you mindful. Put it in the bathroom (you can write on the mirror with soap or eyeliner), in your car, or tattoo it to your belly. Anywhere you go pretty regularly is a good place to post your commitment. My latest commitment is to ride my bike every day. I put the bike in the front hall, instead of out in the shed, and although it’s in the way, it’s hard to forget that promise to myself.
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