Insight News

Jul 31st


The new face of group buying

The new face of group buyingThe Black Biz Hookup Launches to Promote Discounted Offerings & Services for Black Owned & Operated Businesses Across the U.S.

Ushering in the start of Black History month, Feb 1, the Black Biz Hookup went into business. The first group buying website whose merchant offerings of ‘Daily Deals‘ are Black owned and operated businesses, the Black Biz Hookup uses the group buying model popularized by Groupon and various other sites.

MBNA announces roll out of contactless cards

The UK's largest credit card provider, MBNA, has announced the start of its two-year program that will see its 6 million customer base moved over to contactless cards by January 1, 2012.

To achieve this, MBNA will issue a new contactless credit card each time a new or replacement card request is made by a customer, the lender estimates that most of its card-holders will have the ability to pay without a PIN by the start of 2012.

IBHS Urges Business Owners to Prepare for Winter Weather

Recent record snowfalls and ice storms in many regions of the country are a reminder to business owners to be prepared for severe winter weather that is likely to continue throughout January and February, according to the Institute for Business & Home Safety (IBHS)

Snow and ice can bring down power lines, resulting in electricity and phone outages. Also, fallen trees limbs or power lines over transportation routes can impede travel, not only for employees traveling to and from work, but for businesses that deliver essential products or services.

How to prepare for almost anything

How to prepare for almost anythingIf tomorrow’s calendar says job interview, sales meeting, big game or major presentation, giving a toast or initiating a tough conversation, then the cold sweats that wake you up tonight are not going to make tomorrow go more smoothly.  It’s just nerves.  Nerves are a normal part of anticipating something important coming up.  However, it should be only that – a part of what you are feeling – not a paralyzing, sleep-stealing obstacle that keeps you from succeeding on the big day.  The antidote to nerves is the Three Point Strategy, a way to prepare by looking at your situation from three points of perspective.

Matt Massman is New Assistant Commissioner MN-DoR

Early January, Acting Commissioner Dan Salomone announced the appointment of Matt Massman as Assistant Commissioner of Tax Policy for the Minnesota Department of Revenue.

For the past six years, Massman has served as lead fiscal analyst for the Minnesota State Senate, advising members on budgetary options in the tax and finance committees.  Previously, Massman served as state and local tax policy director for the Department of Revenue.  He advised the commissioner on a range of tax policy issues and assisted in developing the department’s analytical capabilities across all tax types.

UNCF and Capital One create HBCU financial literacy programs

Innovative 3D educational gaming platform provides college students money management skills and, helps reduce student loan defaults

UNCF (United Negro College Fund) and Capital One Financial Corporation have come together to provide an innovative new financial education program designed to empower tens of thousands of students with important money management skills at more than 50 historically black colleges and universities across the country.

With rising student loan defaults it is imperative to look toward financial literacy as a means address this critical issue facing many of our nation's young people.

Poised for Progress: Is your innovation a viable business idea?

Poised for Progress:  Is your innovation a viable business idea?In his 2011 State of the Union address, President Barack Obama told America we are poised for progress. He said, “What America does better than anyone else is spark the creativity and imagination of our people. We’re the nation that put cars in driveways and computers in offices; the nation of Edison and the Wright brothers; of Google and Facebook. In America, innovation doesn’t just change our lives. It is how we make our living.”

I know an architect who designed a working model of equipment that would have cleaned up the BP Oil Spill in weeks instead of months. There is a man in Northeast Minneapolis who thought a minivan could be improved if it had a convertible top… and then he built one. It’s in his garage now, you can see it if you want to. If you have been sitting on an innovation, now might be the right time to take steps to turn your good idea into a marketable product or service. The question is, will the effort required to move from concept to commerce be worth the investment?
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