Insight News

Saturday
Dec 20th

Business

The Most Persistent and Urgent Get Ahead Question

The Most Persistent and Urgent Get Ahead QuestionErnest workers who hope to keep moving ahead in their lives and careers will carry a long list of questions into a career planner’s office:  How do I network effectively outside of LinkedIn?  What unusual avenues do people use to find a job or get promoted?  How can I tap into ambiguous leads?  How can I ensure that everyone I know knows what I want to do next?  These are all variations on a single question:  Where do I start?

Today, the best response to these questions, whether you are looking for work, hoping for a promotion, or just a little personal satisfaction, is the same.  Start by asking: What am I doing for others?
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Sam's Club® offers small business loans to businesses owned by minorities, women, and veterans

Existing small business owners and entrepreneurs with hopes of starting up continue to seek access to capital in the form of bank loans, yet are still struggling to land credit. Only half of small businesses that tried to borrow last year got all or most of what they needed, according to a survey by the National Federation of Independent Business. In the mid-2000s, 90% of businesses said they got the loans they needed.

To help support small business and its business members, Sam's Club has announced that it is testing an online program with Superior Financial Group, the Nation's leading Small Business Administration (SBA) lender, which would make $5,000 to $25,000 loans available to its members who qualify. In a November 2009 state of small business survey conducted by Sam's Club, nearly 15 percent of its business members reported being denied a loan to run their operation, up from 12 percent in April 2009.
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Independent Workers: Don’t Lose Steam for Projects this Summer

Independent Workers:  Don’t Lose Steam for Projects this SummerThere’s the beach. And the kids underfoot. Concerts, cabins, movies in the park. Summer brings out the fun in all of us. But is it costing you professionally?

More than ever, people are moving out of traditional offices and into results-only work environments; some have gone the entrepreneurial route and have only themselves to report to. If summer finds you slacking, read on. It’s time to rework your approach to work and make the most of your time both on and off the clock. By knowing your goals and taking a realistic approach to your capabilities, you can keep your career moving forward in spite of all the distractions.
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Business loans available for returning veterans

DEED program will provide up to $20,000 for start-up businesses

Returning military veterans who want to launch their own businesses in Minnesota may be eligible for new interest-free loans under an expanded and renamed program administered by the Minnesota Department of Employment and Economic Department (DEED).

The Minnesota Reservist and Veteran Business Loan Program will make loans of up to $20,000 available to veterans recently separated from military service who are seeking financial help for starting small businesses.
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Motivating Teams in Changing Times: Capitalize on strengths and good humor

Motivating Teams in Changing Times:  Capitalize on strengths and good humorAs Americans start spending money again, companies are stepping up production. The good news: more people are getting hired. The other news: more people have to adjust to new co-workers and new initiatives. Great leaders recognize the value – and the challenge - of building cohesive teams. Motivating groups of people from disparate backgrounds, whose trust banks might be limited, is possible if leaders seek out strengths, keep communication channels flowing and recognize that even serious situations can sometimes be handled lightly.

Leader Jake is sweating over a team that never wins. He hopes to teach and develop the group by identifying weaknesses and helping players overcome deficiencies. He leaves work every day exhausted and frustrated; his employees have learned, all right, that they’re inept, incapable of ever doing anything well.
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It’s over when it’s over: Resign like you might be back someday

It’s over when it’s over:  Resign like you might be back somedayThe resignation announcement on my desk was a sickening surprise: it was from someone I had never worked with, who wished to share his forced resignation with the world, and I feel strangely sorry for him. Raging about his change in circumstances, this person has let his anger overshadow his accomplishments. Whether leaving is your idea or someone else’s, please leave with your pride intact and your professional progress in people’s minds; you might be driving fast forward but, for most people, the future looms large in the rearview mirror.

If I wanted to hire or recommend this person to a future position, this letter created a roadblock. It said, “I resigned peacefully,” and, “Unfortunately, (former employer) has decided to assassinate my professional character.” Not so peacefully, then. Star employees address conflicts objectively and recognize that no assassination is peaceful. A potential employer would question his ability to read people and situations accurately.
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Scams against consumers proliferate in uneven economy

New scams are targeting Minnesota consumers and they’re using the Better Business Bureau’s name to attempt to convince people into believing they’ve won prizes such as new cars or millions of dollars – and to convince them to wire hundreds of dollars to the scammers, or provide them with their bank account information.

Consumers have contacted the Better Business Bureau of Minnesota and North Dakota (BBB) to say they’re receiving calls from a company called Global International. The callers tell people they’ve won $8.5 million dollars and then give them a ‘BBB Code of Approval,’ which they say they will need to claim their prize. However, the Better Business Bureau is not affiliated with any lottery or sweepstakes and there is no such thing as a ‘BBB Code of Approval.’ It’s simply a combination of letters and numbers likely invented by the scammers. One of the bogus codes, given to at least two potential victims, is 0054-JL. Two consumers who reported this scam to the BBB have stated the scammers were also fraudulently claiming an affiliation with Bank of America.
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