In Minnesota, for those who do not have health insurance through their employers, MNsure might be an option. For Minnesotans who are uninsured, underinsured, or looking for new coverage choices, MNsure touts itself as a one-stop health insurance marketplace where individuals, families and small businesses will be able to get quality health coverage at a fair price. MNsure has extended its enrollment deadline to Dec. 23 for coverage by the first of the year.
To obtain coverage through MNsure by Jan. 1, consumers should visit www.MNsure.org and open an account, complete an application, select a plan and pay in full online by Dec. 23 by credit card or check.
"We strongly encourage consumers to complete these four steps to have coverage on Jan. 1, 2014," said MNsure's executive director, April Todd-Malmlov. "The good news is that more than 40,000 individuals have already completed steps one and two, and just need to return to MNsure.org and complete steps three and four."
The Dec. 23 deadline does not apply to Minnesotans eligible for Medical Assistance or MinnesotaCare. Minnesotans determined eligible for Medical Assistance or MinnesotaCare through Dec. 30 will get coverage Jan. 1. Minnesotans already determined eligible for Medical Assistance through MNsure do not need to take any further steps for health insurance coverage to begin Jan. 1. Minnesotans already determined eligible for MinnesotaCare will get coverage even if they have not received a premium bill. Consumers with questions about their Medical Assistance or MinnesotaCare coverage can call their caseworkers or the Minnesota Department of Human Services Member Help Desk at (651) 431-2670 or (800) 657-3739.
Minnesotans who are on Medicare are not eligible to participate in MNsure.
Open enrollment through MNsure began Oct. 1, and runs through March 31, though for coverage by Jan. 1 the deadline is Dec. 23.